Product 02 · TIPP · Trade-In Protection Plus

Protect every sale. Capture every opportunity.

Trade-In Protection Plus converts an insured repair into a trade-in credit at your store. When a covered loss happens, the insurer pays the repair, TIPP may reimburse the customer’s deductible, and the customer earns a credit that can only be used on their next vehicle from you.

Suggested retail starts at $295 per vehicle for 1 year / $1,000 coverage; plans scale up from there — powered by the Estimatra platform.

Trade-In Protection Plus logo
$295
Starting suggested retail
1 yr / $1k
Base coverage
$600+
Minimum documented repair
Every VIN
New & used

How a claim actually works

Insured loss in. Trade-in credit out.

TIPP™ sits alongside the customer's auto insurance — it never replaces it. Every benefit is tied to a real, accepted insurance claim and a repair completed inside your network.

01

Covered loss occurs

The customer has an insured loss event inside the stated term of coverage shown on their Program agreement.
02

Insurer accepts the claim

A licensed auto insurer must be involved and must have accepted, approved, or acknowledged the claim.
03

Repair at your store

Work is completed at the selling dealership, a dealer in its network group, or an approved dealer collision center partner — parts and labor exceeding $600.
04

Credit + deductible

The benefit is applied as a trade-in credit toward the next vehicle, and the customer may be reimbursed for their out-of-pocket deductible.

What TIPP™ delivers for your store

Three outcomes on every vehicle you deliver.

01

Protect trade-in value

Every delivery is documented with baseline photos via QR code. When the vehicle returns in trade, pre-existing condition is settled — recon is predictable and appraisals are defensible.
02

Keep the repair in your network

Eligible repairs must be completed at the selling dealership, a dealer in its group, or an approved collision partner. Insured collision work routes back to your shop instead of leaving the group.
03

Bring the next trade home

The benefit is a trade-in credit only — no cash, no check, not transferable. It can be redeemed only at the selling dealership or a dealer in its group.

Portfolio economics

Why it belongs on every vehicle.

TIPP™ is not a line-item upsell. It's a portfolio play. When you cover every new and used vehicle at the store, you create a predictable reconditioning baseline across your entire trade-in pipeline.

  • One avoided undisclosed-damage trade-in loss pays for coverage on 3–8 vehicles.
  • Condition data across your inventory improves recon planning and speeds wholesale decisions.
  • Customers perceive TIPP™ as a dealership promise, not an add-on — trust before the first service visit.
  • Deductible reimbursement gives your F&I team a benefit customers feel immediately after a loss.

The math is simple

Coverage that pays for itself.

Suggested retail starts at

$295 / vehicle

1 year / $1,000 coverage. Plans scale up.

Avg. recon surprise avoided

$1,200 – $2,500

Per undisclosed-damage trade.

Minimum repair threshold

$600

Documented parts and labor must exceed $600.00.

Pricing absorbs cleanly into deal structure. A single protected trade-in more than justifies the investment across the full portfolio.

What the customer must provide

Documented claims only. No exceptions.

Before any claim is evaluated, the Program administrator requires a complete file. Incomplete, altered, or unverifiable documentation results in automatic denial.

  • A copy of the original insurance claim or claim number.
  • The insurer's estimate, work authorization, or repair approval.
  • The final itemized repair invoice from the servicing facility.
  • Proof of payment for the repair and/or deductible, where applicable.
  • Any additional documentation reasonably requested by the Program administrator.
  • All claims are subject to review; the administrator's decision is final and binding.

Ease of use

No new hardware. No new headaches.

TIPP™ slips into the handoff your team already does. No IT project, no lengthy training, no extra devices — your delivery or tech team photographs the vehicle and hands the customer a QR code. The rest lives in their pocket.

  • Set up in minutes, not months.
  • Works with any smartphone — no app-store download required to take the initial photos.
  • Branded to your dealership from day one.
  • Every VIN, every delivery — new and used.

Let's connect

Ready to protect every vehicle?

Suggested retail starts at $295 per vehicle for 1 year / $1,000 coverage. The real value comes from covering your entire inventory — new and used.